top of page
Rates & FAQ
Virtual Therapy Across Pennsylvania
Not Broken Therapy & Wellness
.png)
55 Minute Individual Therapy Session
$220
Jessica Haart, M.Ed, NCC, LPC
Therapist & Practice Owner
ACCEPTING CLIENTS IN PA
Like most specialty providers, I do not participate in any insurance plans. Paying out-of-pocket is a great option for people who want maximum privacy, confidentiality and flexibility.
All sliding scale spots are currently full.
FAQ
-
Do you take insurance?If you have a health insurance plan with out-of-network benefits, I will submit insurance claims on your behalf through Mentaya to help you get reimbursed as quickly as possible.
-
Why should I do private pay?For some people, the option to pay privately (i.e. without filing through insurance*) helps maintain privacy and reduces the chances of surprise bills in the mail weeks after getting services because insurance decided to decline reimbursement. Your insurance company gets to decide what types of treatment is considered “medically necessary.” This means that if you’re coming to therapy to address burnout at work, your insurance might refuse to cover the cost of sessions because “burnout” is not an official mental health diagnosis recognized by insurance companies. Teletherapy may not be not covered by all insurance plans. Most plans opted to cover this service during the COVID-19 pandemic, however this may change in the future, and your eligibility to receive covered services via teletherapy may change at any time. Insurance companies can set a limit on the number of therapy sessions they will reimburse for. They may also have limits on the length of time each session can last. It also makes it easier for you to find a therapist you really connect with, instead of just going with the therapist who is in network and hoping they’ll be a good fit. Only you can decide whether private pay is the right choice for you, especially if you have insurance that covers another provider.
-
Can I use my insurance to cover the cost of therapy?Plans like PPO, POS, and HDHP often have out-of-network benefits. However, plans like HMO, Medicaid, and regular Medicare do not cover out-of-network services. If you are eligible for out-of-network coverage, I will submit claims on your behalf through a service called Mentaya. This means you won't have to submit super bills, helping you get reimbursed as quickly as possible. PPO plans can cover anywhere from 30-80% of the session cost once you meet your deductible.
-
What information do I need to provide to my insurance for out-of-network reimbursement?You will typically need to provide the following information to your health insurance plan to understand how much they will cover and how much you will pay for out-of-network services. - Your member ID (found on your insurance card) - License number of your provider. My license numbers are: #PC016977 (PA), -NPI number of your provider. My NPI is 1174370522 - Provider business address. - Procedure codes. I typically bill under code 90837 (60 minutes of psychotherapy) - Place of treatment: "Telehealth" - Diagnosis codes. This is completed by your provider. If you have your insurance card handy, you can use my reimbursement calculator above to check your reimbursement rate, it has my personal provider information already saved so it can tell you easily with a click of submit what your reimbursement rate will be.
-
Can I use my HSA card?Yes, in most cases! Therapy is generally considered an eligible expense under HSA and FSA plans. A lot of my clients use their HSA cards without any issues.
-
What is sliding scale, and do you offer it?Sliding scale just means I offer a reduced session rate based on financial need. I reserve a small number of these spots in my practice to help make therapy more accessible when cost feels like a barrier. That said, my sliding scale is offered at a fixed rate of $165—so if one of those spots is available, I’m happy to share more about what that looks like. Feel free to reach out if you’d like to chat about it.
-
Do you work with children and teens?No, I work with adults (18+) located in Pennsylvania. I do not work with children and adolescents but I am happy to send your child and adolescent provider referrals so feel free to contact me for a list of referrals.
-
What am I supposed to talk about in therapy?Anything! My clients come to me with a range of issues, from career-related stress to relationship challenges to generalized anxiety. If you’re unsure about where to begin, we can start with talking about what’s going on with you in the present, whether it involves your mood or outside stressors that you’ve been dealing with. Or we can discuss issues from the past that you’re having a hard time resolving on your own.
-
What will the first session be like?During our first meeting, I’ll take the lead. You’ll fill out some paperwork beforehand so we have a good jumping off point for conversation, and I’ll ask you a lot of background questions so I can understand the context of your life better. We will come up with goals together of what you hope to accomplish in therapy.
-
I'm not really interested in discussing my past, I would rather work on issues happening right now.Therapy can be solution-oriented and future-focused. However, knowing a little bit about your history will allow me to better understand your experience of anxiety and tailor the treatment process to your unique needs. During the first few sessions, we may spend some time discussing the origins of your symptoms and how they have affected you over the years. After that, we can make therapy as focused on the present and/or future as you’d like.
Let's Talk Insurance.
As a specialized provider, I work with insurance plans on an out-of-network (OON) basis. If you’re planning to use your OON benefits, I’ve included my reimbursement calculator below. You can easily check your benefits by inputting the details from your insurance card—no need to sit through terrible hold music or insurance speak. Depending on your plan, you could get a lump of my fee reimbursed. Let's say your out-of-network benefits cover 80% of my $220 fee, that means you only have to pay $44 per session!
Reimbursement Calculator
NOT SURE IF YOU HAVE OUT-OF-NETWORK BENEFITS?
Use the calculator below and get an instant answer to your benefits questions. Get information on your benefits, remaining deductible, and reimbursement rates.
bottom of page