It just means I’m not directly contracted with your insurance company. You still pay for sessions upfront, but once you’ve met your deductible, your insurance can reimburse you for a portion of the cost. Most clients end up getting 50–80% back.

Yes! If your plan includes out-of-network mental health benefits, you can absolutely use them. I’ll handle the claim filing through Mentaya so you don’t have to deal with forms or phone calls.

After each session, I submit your claim for you. Once your insurance processes it, they’ll send a reimbursement (usually a check or direct deposit) straight to you.

Nope. I take care of all of that through Mentaya. You just show up for therapy and keep an eye out for your reimbursement.

Most insurance companies send payment within 2–4 weeks, depending on their processing times. Some are quicker, some take a little longer.

Your deductible is the amount you pay out-of-pocket before your insurance starts chipping in. Once you’ve met that amount, your out-of-network benefits kick in and you’ll start getting reimbursed for part of each session.

It depends on your plan and deductible, but most clients receive 50–80% back once their deductible is met. Every plan is different, so it’s always good to check directly with your insurance provider.

If you haven’t met it yet, your session payments count toward it. Once your deductible is met, your reimbursement starts coming through automatically.

Mentaya is a secure platform that files your insurance claims for you. It saves us both from hours on hold with insurance companies and gets your reimbursement to you faster.

Totally fine! Many people aren’t sure at first. You can either call your insurance provider to ask, or I can check for you using Mentaya.

👉 Check out Mentaya's Calculator Here

Yes — I can run a quick benefits check for you through Mentaya once you share your insurance card. It’s fast, easy, and accurate.

No problem at all. You can absolutely choose private pay if that feels like a better fit. You can find my private pay rates here:

👉 View Rates & Services

No. Your insurance company only receives basic information like session dates and billing codes — never the content of our conversations. What we talk about stays between us.

Not at all. That’s the beauty of it. You and I decide the frequency that makes sense for your life and your goals, not your insurance.

Easy! Just fill out the New Client Form and upload a photo of your insurance card. I’ll check your benefits and help you get everything set up.

If you have a health insurance plan with out-of-network benefits, I will submit insurance claims on your behalf through Mentaya to help you get reimbursed as quickly as possible.

For some people, the option to pay privately (i.e. without filing through insurance*) helps maintain privacy and reduces the chances of surprise bills in the mail weeks after getting services because insurance decided to decline reimbursement.

1. Your insurance company gets to decide what types of treatment is considered “medically necessary.” This means that if you’re coming to therapy to address burnout at work, your insurance might refuse to cover the cost of sessions because “burnout” is not an official mental health diagnosis recognized by insurance companies.

2. Teletherapy may not be not covered by all insurance plans. Most plans opted to cover this service during the COVID-19 pandemic, however this may change in the future, and your eligibility to receive covered services via teletherapy may change at any time.

3. Insurance companies can set a limit on the number of therapy sessions they will reimburse for. They may also have limits on the length of time each session can last.

It also makes it easier for you to find a therapist you really connect with, instead of just going with the therapist who is in network and hoping they’ll be a good fit.

Only you can decide whether private pay is the right choice for you, especially if you have insurance that covers another provider.

Plans like PPO, POS, and HDHP often have out-of-network benefits.

However, plans like HMO, Medicaid, and regular Medicare do not cover out-of-network services.

If you are eligible for out-of-network coverage, I will submit claims on your behalf through a service called Mentaya. This means you won't have to submit super bills, helping you get reimbursed as quickly as possible.

PPO plans can cover anywhere from 30-80% of the session cost once you meet your deductible.

You will typically need to provide the following information to your health insurance plan to understand how much they will cover and how much you will pay for out-of-network services.

- Your member ID (found on your insurance card)

- License number of your provider. My license numbers are: #PC016977 (PA),

-NPI number of your provider. My NPI is 1174370522

- Provider business address.

- Procedure codes. I typically bill under code 90837 (60 minutes of psychotherapy)

- Place of treatment: "Telehealth"

- Diagnosis codes. This is completed by your provider.

If you have your insurance card handy, you can use my reimbursement calculator above to check your reimbursement rate, it has my personal provider information already saved so it can tell you easily with a click of submit what your reimbursement rate will be.

Yes, in most cases! Therapy is generally considered an eligible expense under HSA and FSA plans. A lot of my clients use their HSA cards without any issues.

Sliding scale just means I offer a reduced session rate based on financial need. I reserve a small number of these spots in my practice to help make therapy more accessible when cost feels like a barrier.

That said, my sliding scale is offered at a fixed rate of $165—so if one of those spots is available, I’m happy to share more about what that looks like. Feel free to reach out if you’d like to chat about it.

No, I work with adults (18+) located in Pennsylvania.

I do not work with children and adolescents but I am happy to send your child and adolescent provider referrals so feel free to contact me for a list of referrals.

Anything! My clients come to me with a range of issues, from career-related stress to relationship challenges to generalized anxiety. If you’re unsure about where to begin, we can start with talking about what’s going on with you in the present, whether it involves your mood or outside stressors that you’ve been dealing with. Or we can discuss issues from the past that you’re having a hard time resolving on your own.

During our first meeting, I’ll take the lead.

You’ll fill out some paperwork beforehand so we have a good jumping off point for conversation, and I’ll ask you a lot of background questions so I can understand the context of your life better.

We will come up with goals together of what you hope to accomplish in therapy.

Therapy can be solution-oriented and future-focused. However, knowing a little bit about your history will allow me to better understand your experience of anxiety and tailor the treatment process to your unique needs.

During the first few sessions, we may spend some time discussing the origins of your symptoms and how they have affected you over the years.

After that, we can make therapy as focused on the present and/or future as you’d like.